Asset Allocation: Don’t put all your eggs in one basket

Posted by Norman Howe on 08-Jun-2018 13:01:00

‘Don’t put all of your eggs in one basket’, a saying that has been passed down for many generations. It can be applied across a number of situations, but none more so than asset allocation. Often when it comes to investing there is an area that we might be more confident in. You might have more experience or knowledge in that area, or have had success in the past. You could fall into the trap of investing all of your money in this area because it makes sense to focus on what you know and where you are getting a good return. But all investments can be volatile at times and in order to provide protection and insurance to your wealth you must diversify your portfolio.

Read More

Topics: Wealth Management, Wealth Creation, Invest assets, Invest money, Property Investor, Investor, Investment, Accounting sevices, Wealth specialists, Wealth solutions

Trust is on Trial

Posted by Norman Howe on 23-Apr-2018 13:54:38

How the Royal Commission is influencing the general perception of Financial Advisors

Some commentators on the current banking Royal commission paint a picture suggesting you can’t trust any financial advisor.  Most reporters suggest Financial Planners lack best practice values, which to my belief is a sweeping generalist view.

Read More

Topics: Wealth Management, Financial advisory, Banking, Royal Comission, Financial advisor, Wealth Creation, Investor

Have you noticed the interest rate landscape is changing?

Posted by Norman Howe on 22-Aug-2017 10:20:08

 

A couple of years ago we were in the golden age of borrowing and investing. Interest rates were at record lows and as an investor you could have as many properties as you liked on interest only loans with these ridiculous interest rates. Have you noticed the interest rate landscape is changing?

Read More

Topics: Wealth Creation, SMSF, Investor

Budget changes to Super - Bad Policy?

Posted by Norman Howe on 10-May-2016 17:38:45

Fairness is the current political currency catchcry, so how is retrospective super rule changes fair?

Some say Scott Morrison’s 2016 Federal budget attack on superannuation is an ill-advised disguised attempt to raise revenue to balance the books and repair the budget, at the expense of hundreds of thousands of super members who trusted a government that said no changes to super at the last election.

Read More

Topics: SMSF, Superannuation, Wealth Creation

Markets Update - November 2015

Posted by Norman Howe on 26-Nov-2015 11:34:03

Here is our house view on the recent volatility in the local and global stock markets. Information and data was sourced from Morningstar, Commsec, Yahoo!7 Finance, Fat Prophets newsletters, news reports from the Australian, the Financial Times, Bloomberg and ABC News.

Read More

Topics: Wealth Creation

Market Update - October 2015

Posted by Norman Howe on 27-Oct-2015 11:23:00

Here is our house view on the recent volatility in the local and global stock markets. Information and data was sourced from Morningstar, Commsec, Yahoo!7 Finance, Fat Prophets newsletters, news reports from the Australian, the Financial Times, Bloomberg and ABC News.

Read More

Topics: Wealth Creation

Using super to invest in property

Posted by Norman Howe on 23-Jun-2015 16:39:00

Our Wealth expert, Norman Howe, discusses whether establishing a self-managed superannuation fund to invest in property is an option for you. 

Read More

Topics: Wealth Creation

Budget 2015 grabs pensioners attention

Posted by Norman Howe on 13-May-2015 13:18:00

Carrying on from my commentary on our Budget Wrap Up post (which you can view here), the silent budget message is that super remains favourable for now, and retirees need to be self-reliant into the future. 

Read More

Topics: Budget, Wealth Creation

How much is enough to retire?

Posted by Norman Howe on 29-Apr-2015 16:41:00

Norman Howe discusses why you need to plan for retirement and work out how much is enough to retire on for you.

Read More

Topics: Wealth Creation

You’re never too young to learn the basics of estate planning

Posted by Norman Howe on 05-Dec-2014 17:13:00

Getting your will in order is normally not something most of us really think about, however it is an important part of life regardless of your age and especially if you have a variety of assets and investments.

Read More

Topics: Wealth Creation