Is now the right time to fix in your interest rate on your Home Loan?

Posted by Norman Howe on 30-Jul-2018 11:43:11

 

There has been much talk in media recently around the recent spate of lending institutions increasing the home loan lending interest rates out of cycle, the main reasons for this being the cost of funding.

There is a prediction that due to increases in interest rates around the world that Australia will likely see increases in our own RBA rates.  What is unknown is the timing on this increase and how fast it will go up.

This uncertainly causes pause to consider your own home lending and review variable and fixed loan options.

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Topics: Azure Group News, Financial advisor, Lending, Wealth specialists, Wealth solutions, Home Loan, RBA, Mortgage, Buying home, Fixed interest, Interest rate, Variable interest rate

Asset Allocation: Don’t put all your eggs in one basket

Posted by Norman Howe on 08-Jun-2018 13:01:00

‘Don’t put all of your eggs in one basket’, a saying that has been passed down for many generations. It can be applied across a number of situations, but none more so than asset allocation. Often when it comes to investing there is an area that we might be more confident in. You might have more experience or knowledge in that area, or have had success in the past. You could fall into the trap of investing all of your money in this area because it makes sense to focus on what you know and where you are getting a good return. But all investments can be volatile at times and in order to provide protection and insurance to your wealth you must diversify your portfolio.

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Topics: Wealth Creation, Investor, Wealth Management, Accounting sevices, Property Investor, Invest assets, Invest money, Investment, Wealth specialists, Wealth solutions