Movember - Getting men thinking about their health

The 30 day Movember challenge is well and truly an established awareness and fundraising campaign that see’s men around the world don a moustache for the month of November in the attempt to promote awareness around combating prostate and testicular cancer and mental health challenges facing men. For more information on how you can get involved visit http://au.movember.com.  The Movember campaign aims to get men thinking about their health.

We hope by giving you the facts (courtesy of the Movember website) you might think seriously about making sure you or your family are protected using a sensible Personal Protection Plan:

Some stats to get you thinking

• 1 in 2 Australian men and 1 in 3 Australian women will be diagnosed with cancer by the age of 85
• Every hour, more than four men die from potentially preventable conditions in Australia
• In any 12-month period, 1 in 5 adults (over 16) will experience at least one mental illness
• Male deaths are greater across all age groups and the total burden of disease and injury (including premature death, ill health and disability) for males in Australia is 10% higher than for females
• Nearly two thirds of Australia’s population is overweight, with men being twice as likely to be overweight or obese than women
• More men have diabetes than women (4.3% of all men compared to 3.6% of all women) 
• Men are more likely to smoke than women, with about one in five men smoking compared to one in seven women
• In 2009, there were an estimated 19,438 new cases of prostate cancer in Australia. In 2010 more than 3,200 men died in Australia, accounting for 13.3% of all cancer deaths
• Excluding skin cancer, testicular cancer is the most common cancer in Australian males between the ages of 15 and 39
• Researchers estimate that around one in eight Australian men (1.3 million) experiences depression at any given time

Do you have the right protection plan in place?

1. Take care of your health and ensure you have regular checkups with your GP,

2. Your Personal Protection Plan (insurance cover) is the other single most important thing you can do to ensure that your life can maintain a sense of normality if illness were to strike.

Think about this…

1. What is your greatest asset?  (Hint it is not your home). 
2. Your ability to continue to earn an income.
3. Would you drive an uninsured car?
4.  No, because you want to be sure that no matter what, you are protected if you or someone else causes an accident, and you will not have a financial disaster if you had to pay for the damage

Q. Do you think your luck is so good you will not be one of the above stats?

1. Maybe, but how do you know and why is it worth the risk if you can do something about it, just like insuring your car or home?

If you have Personal Protection insurance cover in place, please review this to make sure it is current and truly covers off what you would require, if the unthinkable happened.

Statistics show you cannot simply sit back and assume it won’t happen to you.  Putting the right plan in place will give you the confidence you and your family will be taken care of no matter what life throws your way.

There are a number of cost efficient strategies both inside and outside super to ensure you have cover in place that's affordable and right for you.

Azure Group Wealth specialises in Personal Protection Planning and we offer a complimentary review of your current setup to determine if you have the best cover in place for your situation.

Simply email ourteam@azuregroup.com.au or call (02) 9238 1188.

This article is intended to provide general information only, and is not to be regarded as legal or financial advice. The content is based on current facts, circumstances, and assumptions, and its accuracy may be affected by changes in laws, regulations, or market conditions.  Accordingly, neither Azure Group Pty Ltd nor any member or employee of Azure Group or associated entities, undertakes responsibility arising in any way whatsoever to any persons in respect of this alert or any error or omissions herein, arising through negligence or otherwise howsoever caused. Readers are advised to consult with qualified professionals for advice specific to their situation before taking any action.